…this Grande Crystal Drops necklace, from J. Crew (now $139.99).

Had Mathilde Loisel – heroine of Guy de Maupassant’s classic short story The Necklace – known such affordable luxury existed, it might have literally changed her life (if you are unfamiliar with the short story, enjoy the recorded version below).

If you have champagne taste on a seltzer budget (or if you simply like well-made, unique accessories at great prices), J. Crew offers unique pieces which add fabulous touches to the simplest of ensembles without breaking the bank, and this exquisite statement necklace is very special.

Image via J. Crew