Christian Louboutin Dufferin loafer, $1295

If you’re looking to update your look from the ubiquitous ballerina flat, and aren’t too excited about the casual aesthetic of Tom’s slip-ons or laceless oxfords, then this season’s loafer might be just the thing.  Velvet, patent, studded and animal-print are haute for fall and at affordably chic prices.  Pair with this season’s bright cropped slacks, cigarette pants, and skinny jeans with a neutral top.  Or rock it in  reverse: a neutral camel or black pant with a pop of color on top.

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1.  Sam Edelman Adena in studded black satin                                                                                                                                                                                             2.  J.Crew Darby Patent in nut                                                                                                                                                                                                                               3.  Steven by Steve Madden Madee in leopard                                                                                                                                                                                                 4.  J. Crew Darby  in metallic graphite glitter

Images courtesy of Zappos and J. Crew; inspiration look from Net-a-Porter